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Planning a Bali escape? Let’s talk money, because knowing how to handle your Bali currency makes travel smoother, cheaper and way less stressful. Here’s everything you need to know about what currency is used in Bali, credit card use, ATMs, and tipping etiquette.
The official currency in Bali is the Indonesian Rupiah (IDR). You’ll often see it written as Rp, and yes, it comes in some seriously high numbers – But don’t worry, Rp100,000 is only around 10 Australian dollars.
It’s a good idea to bring a small amount of Rupiah with you for initial expenses like taxis, tips or snacks. However, you’ll usually get better exchange rates in Bali than in Australia. Look for licensed money changers – they’ll display their rates clearly and won’t sneak in hidden fees.
Credit and debit cards are accepted at most hotels, large restaurants and retail stores, especially in tourist hubs like Seminyak, Ubud, and Nusa Dua. Visa and Mastercard are the most widely accepted, but smaller vendors, market stalls and local warungs (eateries) still prefer cash, so always keep some handy.
Yes! ATMs are common and generally reliable, especially near airports, major towns and resort areas. For the safest experience:
Pro tip: Notify your bank before travelling to avoid your card being blocked overseas and check if your card charges foreign ATM fees.
Tipping isn’t mandatory in Bali, but it’s always appreciated. A small gesture goes a long way!
Here’s a quick guide:
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